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Gradually Repay Debt Through Chapter 13 Bankruptcy

Debt could make it harder – if not impossible – to accomplish your financial and personal goals. Bankruptcy can give you the clean slate you need to get on with your life. If you earn steady income, but the debt is still too large to pay, Chapter 13 bankruptcy may be the ideal option for you.

Work with a bankruptcy attorney at the Law Offices of K. Hunter Goff, P.A., to evaluate whether Chapter 13 bankruptcy could help you recover your financial stability. I can explain what this choice could mean for your finances and property. My Florida law firm helps families and individuals in Minneola, Clermont and Orlando understand their options.

Why Chapter 13 May Be The Right Choice

Filing for bankruptcy under Chapter 13 of the Bankruptcy Code allows you to keep your assets and pay back your creditors over time. In many cases, debtors are able to set up a payment plan that may repay your debt in three to five years.

Depending on your individual situation, filing for Chapter 13 bankruptcy could involve:

  • Getting out from under a second mortgage you can’t afford
  • Eliminating cumbersome IRS fees and penalties
  • Keeping assets you could have otherwise lost by filing for Chapter 7 bankruptcy
  • Stopping the foreclosure of your home and repossession of your car
  • Surrendering certain property, if that makes sense for your situation

Purchasing a home or refinancing an existing mortgage is a goal for many clients after they have been discharged from or completed a bankruptcy plan. Learn more about the next step to meeting your mortgage goals. At my law firm, you will receive personalized service from a dedicated and capable bankruptcy attorney.

Consider Your Options With A Lawyer

When debt seems impossible to overcome, I will be by your side every step of the way. I can answer your questions about Chapter 13 bankruptcy and other options. Call 352-577-7689 or send an email today to speak with me about your financial situation.

The Law Offices of K. Hunter Goff, P.A., is a debt relief agency. The firm helps people file for bankruptcy relief under the Bankruptcy Code.